A Beginner’s Guide to Lawsuit Records
Navient Lawsuit: For upon |With so much data about every single one of us now floating around in cyberspace, many people feel that it is too late to do anything to stem the flow of our data onto the wider internet. However, as frustrating as it can be knowing how much of your personal information is out there, having better access to data also brings with it several benefits.
Lawsuit records are just one of the many records about our lives that are now freely and easily available online to anyone who wants to search for them.
What Are Lawsuit Records?
No one relishes the idea of being involved in a bitter legal dispute, but lawsuits are something that many people will encounter throughout their lives. Whenever a lawsuit makes its way into and through the court system, there are several associated records are created. In many cases, these records are easily and freely accessible to the public, making it possible for anyone to search through them for information on specific individuals or cases.
If you ever need to know the details of someone’s legal history, searching through online record databases is the easiest way of finding the information that you need. All you need to know to perform the search is the first and last name of the subject, although having additional information that will help identify them is useful, especially if they have a common name that they share with several other people.
Special Permissions
You would be forgiven for assuming that records like these would be somewhat more difficult to access than they are – there are no special permissions or statuses required to access most databases of public records. Before you worry too much about a future employer or lender denying your application because of your lawsuit records, you should know that there are federal regulations in place that prevent anyone from using this information against you in certain contexts.
For example, if someone wanted to use information about a previous lawsuit you were involved with as a basis for denying a loan or job application, they have to ensure they are FCRA-compliant. The Fair Credit Reporting Act (FCRA) sets out exactly how reporting agencies can use the information that they collect. Before they can share any data that they have on you with current or potential employers, they need to first obtain your explicit permission.
The FCRA also includes provisions that legally obligate credit rating agencies to provide you with a copy of your records if you request one.
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Who Can Access Them?
Regardless of whether you were the one who filed the lawsuit or whether it was filed against you, the information will still be recorded in an associated lawsuit record. As soon as a lawsuit record has been filed, it is available to the public virtually immediately. Your lawsuit records are likely to appear on any background checks that are run on your name, although there are some limits on how that information can be used.
However, you also can access other people’s lawsuit records just as easily. If you know someone who you think is or was involved in a lawsuit, then you can use a lawsuit records search to establish whether this is the case, while also learning the details of the suit and its outcome.
What Do They Contain?
People can be involved in lawsuits for a whole host of different reasons; being involved doesn’t necessarily signify any wrongdoing on the part of the subject. Lawsuit records will contain all the case information for any suits you have been involved in, be they civil suits, or property liens evictions from a property or business.
If you have had problems with your debt levels in the past, then you may have been subject to a property lien. This is when a lender asserts a claim on a borrower’s assets and is granted permission to legally enter their home to recover the debt. Any orders like this that have been made against you will appear in your lawsuit records.
Can I Search for My Records?
Yes. In fact, under the FCRA, credit rating agencies are required to send you a copy of your records if you request them. Searching for your records using an online service like Public Records Reviews is just the same as searching for anyone else’s. If you have concerns about someone you know or their past, you can investigate them through a public record searc. Lawsuit records are just one type of record that you can obtain through an online search – you can use Public Records Reviews to look for lawsuit records, judgment records, indictment records, and many others.
Given how easily accessible lawsuit records are, and the personal information they can contain, everyone should have an understanding of what they are. Whether you are at fault in a lawsuit or not, the details will be presented in your lawsuit records.
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